At Chiropractic FIRST in Lincoln, we often hear this question from potential patients. Understanding insurance coverage for chiropractic care can be crucial in making informed decisions about your health. Here’s some useful information you need to know.
Understanding Insurance Coverage: The Basics
Good news! Many health insurance plans now cover chiropractic care. However, coverage can vary widely depending on your specific policy. Here’s what you should know:
- Coverage typically includes medically necessary treatments
- The extent of coverage differs between insurance providers
- Some plans may require a referral from your primary care physician
Many insurance plans with chiropractic coverage include initial consultations, spinal adjustments, X-rays and diagnostic tests, physical therapy, and rehabilitative exercises.
Also, be aware there may be limitations on the number of visits covered per year or exclusions for certain treatments.
Medicare and Medicaid are handled differently than commercial insurance plans. Medicare Part B covers spinal manipulations for subluxation treatment. Medicaid coverage varies by state, so check with your state’s Medicaid office for specifics.
Why Do I Have Out-of-Pocket Costs?
Even with insurance coverage, you may have out-of-pocket expenses such as copayments, deductibles, and coinsurance, depending on the terms of your plan. Understanding these potential costs can help you budget appropriately for your chiropractic care at Chiropractic FIRST.
We’re Here to Help You Navigate Care
At Chiropractic FIRST, we believe understanding your insurance coverage shouldn’t be a barrier to receiving quality chiropractic care. Our team is happy to assist you in navigating your insurance benefits. We’ll work with you to understand your coverage and develop a treatment plan that fits your needs and budget.
Ready to prioritize your health? Contact Chiropractic FIRST today to schedule a consultation.
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